Financial Advisor, Merrill Lynch

The FAND Group

Global Wealth Management


2 TOWER CENTER BLVD
EAST BRUNSWICK, NJ 08816

Phone: (212) 2363256
Email:

Directions to Branch

PROFESSIONAL STAFF

The FAND Group 2122363256 Wealth Management Advisor Senior Vice President-Wealth Management View Profile
Neil Newsham 2122363256 Wealth Management Advisor Senior Vice President-Wealth Management View Profile
Ed Flynn 2122365098 Wealth Management Advisor First Vice President-Wealth Management View Profile
David M. De Cerbo (732) 214-8200 Resident Director First Vice President-Wealth Management View Profile
Rebekah Harper (212) 236-5634 Client Associate View Profile
Jennifer Mack (732) 214-3590 Client Associate View Profile

PROFESSIONAL PROFILE

With over 95 years of experience The FAND Group offers personalized wealth management strategies for our individual high net worth clients, corporations, closely held businesses and non-for-profit organizations.

Each member of The FAND Group is responsible for particular areas of concern. By working together and coordinating our efforts, we strive to provide seamless integration of our clients’ complex financial needs and the vast resources available at Merrill Lynch. We understand the importance of the various aspects of our clients’ financial lives and the relationship between tax management, education planning, life insurance, and trust and estate planning services.

Our philosophy focuses on providing each client with a superior level of service and advice. We specialize in wealth management and investment strategy and planning. Additionally we offer a wide array of strategies to suit the needs of wealthy investors, corporate and non-for-profit organizations.
The FAND Group helps clients define their financial condition, identify their underlying capital needs, and establish short and long term priorities that contribute to a financially viable future.

Neil Newsham, CFM, ARPC®, CRPC®, First Vice President - Wealth Management
Neil joined Merrill Lynch in 1986. He is responsible for leading the teams’ effort working with Foundations, Endowments and Non for Profits, developing and maintaining investment policy statements as well as keeping Board Fiduciary responsibilities to a minimum.
Additionally Neil is responsible for initial client meetings, working with clients on goal setting. Neil works with clients through the entire planning process updating and measuring the accomplishment of goals. Neil holds the following professional designations: Chartered Retirement Plan Counselor™ (CRPC®) and Accredited Retirement Plan Consultant (ARPC). Neil is a graduate of Northern Illinois University with degrees in Economics and Business Management. He resides in Summit, New Jersey with his wife, Lambi and their children Lynsey, Kahler & Reilly.

Ed Flynn, CRPS®, ARPC®, CRPC®, CFM First Vice President - Wealth Management
Ed joined Merrill Lynch in 1997. He is responsible for leading our teams' efforts working with our Corporate Retirement Plans. As the retirement plan coordinator of the group, Ed has his Chartered Retirement Plans Specialist (CRPS®) designation, as well as his Accredited Retirement Plan Consultant (ARPC®) designation from the Society of Professional Administrators and Record Keepers (SPARK). Ed is the lead advisor for the groups retirement plans, he works with HR professionals to determine, establish and administer the best retirement plan available for clients, including 401(k), Defined Benefit, Profit Sharing and ESOP’s. Ed works closely with business owners and Human Resource Managers to manage fiduciary responsibilities.
Ed additionally works with our clients to develop, implement, and manage their personal and business finances. Ed oversees the activity of the daily markets and makes certain we stay ahead of our changing markets. Ed is a graduate of Saint Bonaventure University with degrees in Finance and Accounting. Ed resides in Middletown, New Jersey with his wife, Tara and their two sons Eamonn and Owen.

David M. De Cerbo, CFP®, CIMA®, CRPC®, CFM, First Vice President- Wealth Management
Dave joined Merrill Lynch in 1998. He specializes in creating wealth management strategies. Specifically establishing, recommending, implementing and monitoring individually designed financial strategies for our high net worth clients and closely held businesses. Dave also manages discretionary investment portfolios, asset allocation, investment selection and performance to facilitate the successful achievement our clients financial goals. Dave graduated magna cum laude with a B.S. in Civil Engineering from Rochester Institute of Technology, and an MBA in Finance from Rutgers University. Dave was a Structural Engineer in bridge design and construction management prior to joining Merrill Lynch. Dave holds the following professional designations: CERTIFIED FINANCIAL PLANNER™ (CFP®) awarded by the Certified Financial Planner Board of Standards, Inc., Certified Investment Manager Analysts (CIMA®), and Chartered Retirement Plan Counselor™ (CRPC®). Dave currently resides in Metuchen, New Jersey with his wife, Debbie and their children Matthew and Mia.

Rebekah Harper, Client Associate
Rebekah joined Merrill Lynch in 2012. She manages all daily marketing and administrative duties. Rebekah assists with account opening, statement questions, check requests, wire transfers as well as the day to day account inquiries. She is a native Floridian who moved to New York in 2003 to complete her education at SUNY Stony Brook University. Before joining the FAND group, she worked for a Financial Planning Firm on Long Island and oversaw day to day administration of client portfolios in addition to directing their marketing initiative. She currently resides in the Botanical Garden section of the Bronx with her son Adrian.

Jennifer Mack, Client Associate
Jen joined the FAND Group in 2013. She started her career at Merrill Lynch in 2005 as a Client Account Services representative. She specialized in account opening and maintenance and assisted branch office associates with their client needs. In 2010, she became part of the management team in Client Account Services and transitioned into the Client Associate role in 2012. Her extensive background and experience offers a variety of knowledge regarding Merrill Lynch’s products and services. Her primary responsibilities include daily account administration, client service requests and enhanced supervision of client campaigns in efforts to deliver the ultimate client experience. Jennifer is a graduate of Monmouth University. She currently resides in Brick, NJ with her husband Derrick and two boys, Mason and Brody.

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Ed Flynn is registered to do business in:CA, CO, CT, DC, FL, GA, HI, IL, MA, MD, MI, MO, NC, NH, NJ, NM, NY, OH, OR, PA, TX, VA, WA, WI

David M. De Cerbo is registered to do business in:AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY

Neil Newsham is registered to do business in:CA, CO, CT, DC, FL, GA, HI, IL, MA, MD, MI, MO, NC, NH, NJ, NM, NY, OR, PA, TX, VA, WA, WI

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