The Cummins-West Group was founded on the premise of offering the intimacy and personal service of a boutique along with the vast resources of one of the world's most prestigious wealth management firms. Our team understands what you value most in life - your family, your business, your legacy.
Our clientele is comprised of a diverse group of affluent families, business owners and entertainers who value trust, transparency and confidentiality. Our greatest satisfaction comes from helping clients realize their financial goals, today and in the future.
For clients across the country, we customize holistic wealth management strategies based on a clear understanding of each unique circumstance, concern and aspiration. Utilizing traditional and alternative asset classes, our mission is to grow, protect and transfer wealth in the most tax-advantageous way.
Well versed in family dynamics and wealth transfer issues, we work closely with clients' CPAs and trust attorneys, for a truly personalized wealth plan. With a wealth management banker on our team, we are able to simplify and expedite the lending process for clients, including competitive real estate financing and securities-based lending.
We strive to exceed expectations while minimizing risk, preserving capital and protecting wealth during periods of market volatility. We desire long-term relationships that extend beyond individual transactions, span market cycles and even generations. We are privileged that our practice continues to grow exclusively through client referrals.
Don West, CFP®
Wealth Management Advisor
Don is a Senior Vice President and a veteran of Merrill Lynch since 1996. He has over 30 years experience advising high net worth clients and providing customized investment strategies utilizing a core/satellite approach to portfolio management. He takes great pride in delivering personalized attention and seasoned perspectives to each client. Don specializes in retirement planning, insurance, annuities and trust & estate planning services. He earned his BS in Finance from California State University Northridge and holds the CFP® certification awarded by the Certified Financial Planner Board of Standards, Inc. Don resides in Thousand Oaks with his wife, Susan. Don and Susan have four grown children and seven grandchildren.
Joshua Cummins, CFA®
Wealth Management Advisor
Josh is a Senior Vice President with 15 years experience in the wealth management industry. His focus is on serving the complex needs of ultra-high net worth clients. Josh advises on asset allocation, portfolio management and alternative investments*, including private equity, commodities and market-linked investments. Prior to joining Merrill Lynch, Josh worked in Wealth Management at UBS, Credit Suisse and Donaldson Lufkin & Jenrette, and as a Financial Analyst for the Columbia University Endowment. He holds the Chartered Financial AnalystTM designation and is a member of the Los Angeles Society of Financial Analysts. Josh completed his BA in Business Administration from Pepperdine University and earned his MBA from the Graduate School of Business at Columbia University. He resides in Westlake Village with his wife, Kristen, and three children, Kylie, Jake and Caitlin.
Michelle Gruber, CFP®, CRPC®
Michelle is an Investment Associate with 13 years experience in the wealth management industry. Her focus is on customizing solutions in the areas of retirement planning, social security planning, tax minimization, and generational wealth transfer. Michelle's passion is to provide sound financial education to professional women, widows and divorcees. Prior to joining Merrill Lynch, she worked in Wealth Management at UBS. Michelle holds the CFP® certification awarded by the Certified Financial Planner Board of Standards, Inc. and the Chartered Retirement Planning CounselorTM designation. She earned a BS in Finance from California State University Northridge. Michelle resides in Sherman Oaks and is active in several charities.
Laura is a Client Associate with over 25 years experience in the financial services industry. Often the first point of contact, Laura is a highly regarded professional with an exceptional client service skill set. She places a high emphasis on client satisfaction and is dedicated to proactively meeting clients' adminstrative needs while building deep relationships. Laura resides in Moorpark with her husband, Ray and two daughters, Brittanie and Courtnie.
Registered Client Associate
Mericar is a Registered Client Associate with 15 years experience in the financial services industry. She works with Laura on a plethora of services, including new accounts, online services, banking platforms and retirement services. Mericar is committed to providing our clients with the highest level of service excellence. She earned her BA from California State University Los Angeles and resides in Camarillo.
*Some or all alternative investments may not be suitable for all investors.